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    <loc>https://www.cdfifriendlysouthbend.org/news/lets-welcome-new-board-members</loc>
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    <lastmod>2026-03-25</lastmod>
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      <image:title>News - Let’s Welcome New Board Members! - Make it stand out</image:title>
      <image:caption>View our full board page HERE</image:caption>
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    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-12</lastmod>
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      <image:title>News - Leaders Gather to Address Predatory Payday Lending</image:title>
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      <image:title>News - Leaders Gather to Address Predatory Payday Lending</image:title>
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      <image:title>News - Leaders Gather to Address Predatory Payday Lending</image:title>
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    <loc>https://www.cdfifriendlysouthbend.org/news/cdfi-friendly-shares-capital-access-expertise-across-the-regional</loc>
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    <lastmod>2026-03-16</lastmod>
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      <image:title>News - Sharing Capital Access Expertise Across the Region - Over the past several weeks, CDFI Friendly has been actively presenting across northern Indiana, connecting entrepreneurs, students, and community partners with practical insights on accessing capital and building stronger businesses.</image:title>
      <image:caption>Through workshops, panels, and training programs, the organization continues to help demystify the funding landscape for entrepreneurs—highlighting the many pathways that exist beyond traditional bank loans.</image:caption>
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      <image:title>News - Sharing Capital Access Expertise Across the Region</image:title>
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      <image:title>News - Sharing Capital Access Expertise Across the Region</image:title>
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    <lastmod>2026-03-12</lastmod>
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      <image:title>News - Elkhart launches Small Business Resource Toolkit</image:title>
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      <image:title>News - Elkhart launches Small Business Resource Toolkit</image:title>
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      <image:title>News - Elkhart launches Small Business Resource Toolkit</image:title>
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      <image:title>News - Elkhart launches Small Business Resource Toolkit</image:title>
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    <lastmod>2026-03-15</lastmod>
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      <image:title>News - CDFI Friendly Thanks Board Members for Their Service - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-10-31</lastmod>
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      <image:title>News - Building for Impact in Goshen - Make it stand out</image:title>
      <image:caption>Donna Sink from IFF speaking during the workshop.</image:caption>
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      <image:title>News - Building for Impact in Goshen</image:title>
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      <image:title>News - Building for Impact in Goshen</image:title>
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    <loc>https://www.cdfifriendlysouthbend.org/news/3x73n75dxgtwfjv9b7nklmcuc5uj9p</loc>
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    <lastmod>2025-09-26</lastmod>
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      <image:title>News - A Full House at 2Ten Main - Learning &amp; Connecting</image:title>
      <image:caption>Tamiko Brown of Old National Bank speaking during the Capital Access Workshop.</image:caption>
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      <image:title>News - A Full House at 2Ten Main - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/8ac7bbde-8b3f-4557-9bdc-4cc54487c2ee/Reception+2Ten+Main</image:loc>
      <image:title>News - A Full House at 2Ten Main - What’s Next for Niles</image:title>
      <image:caption>The energy from this event is just the beginning. With local entrepreneurs stepping forward, partners investing in their success, and a community that shows up to support them, Niles is poised for more growth and momentum. Thank you again to everyone who helped make this event a success. We can’t wait to see what comes next.</image:caption>
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    <loc>https://www.cdfifriendlysouthbend.org/news/capital-coaching-grant-old-national-bank</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-23</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/a2b46ef8-e8f1-4cac-a4ab-54da14a707df/ONB2025.jpg</image:loc>
      <image:title>News - Capital Coaching Program and Old National Bank - Our teams met in downtown South Bend to discuss capital access and share capital coaching goals for the region.</image:title>
      <image:caption>L to R: Emily Forrest, Relationship Banker Angelique Swartz, VP, Community Banking Market Manager Sam Centellas, CDFI Friendly South Bend Region Mark Dobberstein, Michiana Market President Ryan Hunter, Community Development Manager Jamie Guise, SVP, Community Marketing &amp; Engagement Director David Bruneel, VP, Private Banker</image:caption>
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      <image:title>News - Capital Coaching Program and Old National Bank - Old National Bank’s South Bend Community Bank Market Manager and Vice President, Angelique Swartz and Sam Centellas discussing plans for a Capital Access workshop coming up in fall 2025.</image:title>
      <image:caption>Flagstar Bank and CDFI Friendly South Bend leaders met July 23 to talk partnerships at the bank’s branch at Western and Olive on the west side of South Bend.</image:caption>
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      <image:title>News - Capital Coaching Program and Old National Bank - The partnership with Old National Bank includes training their staff on CDFI lending and engages them in our referral network. Now we can help more of their clients receive CDFI Friendly South Bend capital access support across Indiana and southwest Michigan.</image:title>
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    <loc>https://www.cdfifriendlysouthbend.org/news/momentum-south-bend</loc>
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    <lastmod>2026-03-04</lastmod>
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      <image:title>News - Creating Connections: A Big Day for Food-Focused Entreprenuers! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>News - Creating Connections: A Big Day for Food-Focused Entreprenuers! - Make it stand out</image:title>
      <image:caption>Kitchen Tour at La Casa de Amistad</image:caption>
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      <image:title>News - Creating Connections: A Big Day for Food-Focused Entreprenuers! - Make it stand out</image:title>
      <image:caption>Amanda from Allies for Community Business presenting the Capital Access workshop.</image:caption>
    </image:image>
    <image:image>
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      <image:title>News - Creating Connections: A Big Day for Food-Focused Entreprenuers! - Make it stand out</image:title>
      <image:caption>6PM Reception at Momentum South Bend — Big thanks to our new friends at Momentum for the incredible space and tour!</image:caption>
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      <image:title>News - Creating Connections: A Big Day for Food-Focused Entreprenuers! - Make it stand out</image:title>
      <image:caption>Our stomachs thank A Bite with Mee for feeding us!</image:caption>
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      <image:title>News - Creating Connections: A Big Day for Food-Focused Entreprenuers! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.cdfifriendlysouthbend.org/news/just-economy-conference</loc>
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    <lastmod>2025-05-22</lastmod>
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      <image:title>News - Just Economy Conference in Washington, D.C. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News - Just Economy Conference in Washington, D.C. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/dc6f731a-b906-4ae5-94ba-48b3cd91b0a8/486511016_1079558640874807_6870155936699720959_n.jpg</image:loc>
      <image:title>News - Just Economy Conference in Washington, D.C. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1746532392799-HMBR7DL8BEW0MF2W5S7I/487224978_1079558564208148_1629012986875150996_n.jpg</image:loc>
      <image:title>News - Just Economy Conference in Washington, D.C. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News - Just Economy Conference in Washington, D.C. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/federal-developments-and-what-they-mean-for-the-cdfi-industry</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1746532392799-HMBR7DL8BEW0MF2W5S7I/487224978_1079558564208148_1629012986875150996_n.jpg</image:loc>
      <image:title>News - Federal Developments and What They Mean for the CDFI Industry - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/amazon-community-fund-grant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1747945335402-2VFBGMJBF10P72ED3B9K/487998510_1084267847070553_7497154527729224247_n.jpg</image:loc>
      <image:title>News - Capital Coaching Awarded Amazon Grant to Support Small Business Growth - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/0064eae1-97e7-43eb-b430-e3e7718ff7e5/Sam+Centellas+Amazon+St.+Joseph+Community+Fund</image:loc>
      <image:title>News - Capital Coaching Awarded Amazon Grant to Support Small Business Growth</image:title>
      <image:caption>Our friend and community leader Sam Centellas made the news recently again, and we’re excited to share why. Our Capital Coaching program has been named a grant recipient of the first-ever Amazon St. Joseph County Community Fund! This support will enable us to support capital-ready small businesses through one-on-one coaching and help them connect with CDFIs and affordable lending partners to scale their operations. The grant was announced during an inspiring reception at Dainty Maid Food Hall, where we had the opportunity to connect with fellow change makers and Amazon leaders reinforced the power of community collaboration. We're honored to be part of Amazon's local investment in Indiana's future. Being selected for this investment is not only an honor — it’s also a signal that South Bend’s small business ecosystem matters. Programs like Capital Coaching are vital in making sure that entrepreneurs — especially those who have traditionally been underserved — are given the tools, access, and guidance they need to grow sustainably. We’re grateful to Amazon for believing in the potential of this work. Together, we’re investing in Indiana’s future — one entrepreneur at a time. Stay tuned for more updates as we continue walking alongside small businesses on their path to growth.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1747945812411-KN14AQ498Z3X1XW6MHFN/487924038_1084265953737409_2613628987932971124_n.jpg</image:loc>
      <image:title>News - Capital Coaching Awarded Amazon Grant to Support Small Business Growth</image:title>
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      <image:title>News - Capital Coaching Awarded Amazon Grant to Support Small Business Growth</image:title>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cdfi-friendly-sbr-joins-greater-elkhart-chamber-of-commerce</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/4a459201-9bf1-4777-ae27-e910876c8c55/485197174_1074374441393227_5920636495122869498_n.jpg</image:loc>
      <image:title>News - CDFI Friendly SBR Joins Greater Elkhart Chamber of Commerce - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1746534930756-TWRZZLZQ0FT2L9ANEPOH/484943672_1074374451393226_3845037318421283712_n.jpg</image:loc>
      <image:title>News - CDFI Friendly SBR Joins Greater Elkhart Chamber of Commerce</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1746534930754-WO9MTPYUW0KHRPJOY2NN/485131323_1074374424726562_497189633113930629_n.jpg</image:loc>
      <image:title>News - CDFI Friendly SBR Joins Greater Elkhart Chamber of Commerce</image:title>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/from-desert-to-destination-growing-cdfi-investment-in-indiana</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/64274652-1d71-436a-b7b7-d6ea27693dfc/Screenshot+2024-12-02+at+4.10.12%E2%80%AFPM.jpg</image:loc>
      <image:title>News - From Desert to Destination: Growing CDFI Investment in Indiana - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1747951047573-O4VPBKOMWW2GJ4SM85JT/DSC_4196.jpeg</image:loc>
      <image:title>News - From Desert to Destination: Growing CDFI Investment in Indiana - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/sherman-avenue-duplexes-ribbon-cutting</loc>
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    <priority>0.5</priority>
    <lastmod>2025-05-22</lastmod>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting - Make it stand out</image:title>
      <image:caption>Duplexes going up on vacant lots – South Bend Tribune</image:caption>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting</image:title>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting</image:title>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting</image:title>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting</image:title>
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      <image:title>News - Sherman Avenue Duplexes Ribbon Cutting</image:title>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/2024-iedc-yearbook</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-12-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/e4c3f89c-a07d-4ead-9037-af023b0c67b2/Screenshot+2024-12-17+at+1.50.27+PM.png</image:loc>
      <image:title>News - Local entrepreneurs, Capital Coaching program honored in 2024 IEDC yearbook</image:title>
      <image:caption>The yearbook profiles entrepreneurs and support organizations from across the state. (PDF - 405MB)</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/913dd7fa-a703-48f0-825e-8b0b86513d26/Screenshot+2024-12-17+at+1.48.02+PM.png</image:loc>
      <image:title>News - Local entrepreneurs, Capital Coaching program honored in 2024 IEDC yearbook - The 2024 yearbook recognizes the early success of CDFI Friendly South Bend’s Capital Coaching program.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/a2e5ad51-4bae-40bf-a213-d18b57a14777/Robyn+shows+yearbook.jpg</image:loc>
      <image:title>News - Local entrepreneurs, Capital Coaching program honored in 2024 IEDC yearbook</image:title>
      <image:caption>Robyn “Mee Sun” Klingerman with the 2024 yearbook</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/buildingforimpactiff</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/2371e8a9-a254-4961-b436-feaa5843aee0/IFF+Workshop+1.jpg</image:loc>
      <image:title>News - Building for Impact: Facility and Finance Planning Strategies for Nonprofits - Make it stand out</image:title>
      <image:caption>Jason King of PNC Bank kicked off the workshop with a presentation on services, grants, and other resources the bank offers to nonprofits.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/rb7c8p7dsskxxlfjofg5s0lk47683h</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1733863891377-MLSTSM7C3618NS2N9QT9/IMG_1498.jpeg</image:loc>
      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp. - Make it stand out</image:title>
      <image:caption>Centellas speaks on the Access to Capital panel</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1733863728480-ERMZWHC4JG0IWKZVPSJ5/IMG_1429.jpeg</image:loc>
      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1733863726802-LTNNVXA1N74C5Q1Q645E/IMG_1443.jpeg</image:loc>
      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1733863891377-MLSTSM7C3618NS2N9QT9/IMG_1498.jpeg</image:loc>
      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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      <image:title>News - Capital Coaching program recognized by Indiana Economic Development Corp.</image:title>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cdfi-friendly-announces-expansion-into-southwest-michigan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/b455438e-60b6-4e59-b927-fc13af0c25a9/20241002+Sam+in+Niles.00_16_03_04.Still020.jpg</image:loc>
      <image:title>News - CDFI Friendly announces expansion into Southwest Michigan - Make it stand out</image:title>
      <image:caption>Centellas speaks to attendees at the October “Buzz Event.” Special thanks to Ryan Boeskool, Executive Director of the Greater Niles Chamber of Commerce, for the invitation.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/77f46b68-15f2-4c67-b38f-3d29886ce43c/20241002+Sam+in+Niles.00_13_42_09.Still012.jpg</image:loc>
      <image:title>News - CDFI Friendly announces expansion into Southwest Michigan - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/a278a8c6-4947-40e0-a005-e1cf1ce964c6/NIles+GFX2.jpg</image:loc>
      <image:title>News - CDFI Friendly announces expansion into Southwest Michigan</image:title>
      <image:caption>Website and social media visitors can expect to see exciting changes to our organization’s name and branding from now into 2025 as CDFI Friendly begins to serve more communities in the Michiana region.</image:caption>
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  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/special-events-with-iffpnc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-29</lastmod>
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      <image:title>News - Special Events with IFF/PNC on 12/3/24 - Make it stand out</image:title>
      <image:caption>Rendering from IFF Website —courtesy of Canopy—of the "Starling" development in Chicago.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/new-lending-program-introduced-during-spanish-language-webinar</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-11</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/flagstar-provides-100k-boost-to-capital-coaching-other-cfsb-programs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-06-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1ad15849-20f1-4606-b239-d3da42962f09/flagstar+check+lg.jpeg</image:loc>
      <image:title>News - Flagstar provides $100k boost to Capital Coaching, other CFSB programs - Flagstar Bank and CDFI Friendly South Bend leaders celebrate Flagstar’s investment in South Bend entrepreneurs.</image:title>
      <image:caption>L to R: First Senior Vice President Erin Mansfield, CDFI Friendly South Bend Executive Director Sam Centellas, Branch Leader Karina Gonzalez, and Market Manager Brent Yohey.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/08a075cc-754f-4ac7-a817-258fce849a7b/Flagstar+mtg+lg.jpeg</image:loc>
      <image:title>News - Flagstar provides $100k boost to Capital Coaching, other CFSB programs - Flagstar Bank and CDFI Friendly South Bend leaders met July 23 to talk partnerships at the bank’s branch at Western and Olive on the west side of South Bend.</image:title>
      <image:caption>Flagstar Bank and CDFI Friendly South Bend leaders met July 23 to talk partnerships at the bank’s branch at Western and Olive on the west side of South Bend.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/e8d9301a-9d73-4ccb-8b5b-f400a7335205/Flagstar+ext+sign+lg.jpeg</image:loc>
      <image:title>News - Flagstar provides $100k boost to Capital Coaching, other CFSB programs - Flagstar’s investment will allow CDFI Friendly South Bend to support entrepreneurs in more underserved communities across Indiana and southwest Michigan</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cdfi-friendly-south-bend-closes-gaps-in-underdeveloped-south-bend-neighborhooods</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-25</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/whats-next-for-beauty-hive-local-entrepreneur-builds-generational-wealth-through-property-ownership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-25</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/webinar-credit-improvement-strategies-for-south-bend-business-owners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-25</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cfsb-celebrates-217-lending-increase-other-2023-progress</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/4177b1ba-4b93-4b29-a0a6-12fc1ca59066/2023+Report+cover+mockup+2.jpg</image:loc>
      <image:title>News - CFSB celebrates two-fold lending increase, other 2023 progress - 2023 Annual Report (PDF)</image:title>
      <image:caption>Click to read about these and other 2023 accomplishments.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cfsb-introduces-capital-coaching</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-06</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cdfi-friendly-south-bend-celebrates-pedal-trolley-startup</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/7fa0f20b-7a6b-47a6-9868-150e1ab715df/FF+low+ang+WS+MemParade+2.jpg</image:loc>
      <image:title>News - CFSB celebrates pedal trolley startup - Make it stand out</image:title>
      <image:caption>The Jumpoff co-owner Rhonda Douglas (in white) and friends wave to onlookers at the Westside Memorial Day Parade. Image: Scott Palmer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/acbc8c85-efd3-4c9b-a4a1-f5b68d1bb85d/FF+Sam+Mtg+2+3shot+2.jpeg</image:loc>
      <image:title>News - CFSB celebrates pedal trolley startup - Make it stand out</image:title>
      <image:caption>Sam Centellas meets with Tiarra Hammond (right), and Rhonda Douglas to discuss their business plan. Though the entrepreneurs had been unable to secure favorable financing terms from traditional lenders, their preparation and determination helped CDFI Friendly South Bend connect them to funding from Allies for Community Business. Image: Scott Palmer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/843ba288-9f2a-4861-8b27-285c30da48eb/FF+R%26T+shop+talk+2.jpeg</image:loc>
      <image:title>News - CFSB celebrates pedal trolley startup - Make it stand out</image:title>
      <image:caption>Co-owners Rhonda Douglas (left) and Tiarra Hammond brainstorm design ideas for their new trolley. Image: Scott Palmer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/f921d17a-dfc8-4393-a0fa-178a0501fe57/FF+Ribbon+Cut+2.jpeg</image:loc>
      <image:title>News - CFSB celebrates pedal trolley startup - Make it stand out</image:title>
      <image:caption>City leaders, friends, and family joined Douglas and Hammond for a ribbon-cutting ceremony. Image: Scott Palmer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/e5f9b4f9-3d36-495c-bdf0-8193887278d6/FF+Launch+ABC57+WS2.jpeg</image:loc>
      <image:title>News - CFSB celebrates pedal trolley startup - Make it stand out</image:title>
      <image:caption>Hammond and Douglas are interviewed by local media following a ribbon-cutting ceremony. Image: Scott Palmer</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/webinar-social-media-strategies-for-entrepreneurs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-30</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/winning-ideas-cfsb-pitches-multi-pronged-approach-to-increase-housing-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/00565df5-b168-4757-a213-45acf58df176/sovesb-housing-1-1-1024x509.png</image:loc>
      <image:title>News - Winning ideas: CFSB pitches multi-pronged approach to increase housing development</image:title>
      <image:caption>From left, Fred Teague, Sam Centellas, and Lex Dennis present Team Coveleski’s ideas to a panel of judges at SolveSB.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/151de911-f2d7-4dec-8e87-7e7cfbbbe338/SolveSB+trophy+small.jpeg</image:loc>
      <image:title>News - Winning ideas: CFSB pitches multi-pronged approach to increase housing development</image:title>
      <image:caption>Teague and Centellas accept the first place trophy on behalf of Team Coveleski.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cfsb-celebrates-five-fold-increase-in-local-cdfi-lending-other-impacts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/09f5bb97-23a3-4a1a-93ef-c50d509afb36/CFSB+Ann+Report+2022+Mockup.jpg</image:loc>
      <image:title>News - CFSB celebrates five-fold increase in local CDFI lending, other impacts - CDFI Friendly South Bend celebrates a five-fold increase in local CDFI investment in its 2022 Annual Report.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/webinar-indiana-black-owned-business-loan-fund</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-06</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/propertybrosllc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/809be0b4-6b26-4d94-b0a1-d90067859147/Screen+Shot+2023-01-30+at+6.25.40+PM.png</image:loc>
      <image:title>News - Property Bros LLC and CDFI Friendly - Make it stand out</image:title>
      <image:caption>Entrepreneurship Indiana is a yearbook featuring 100 entrepreneurial success stories published to honor the state’s entrepreneurial ecosystem and inspire future founders. CDFI Friendly South Bend and Property Bros were proud to be featured in the inaugural issue, pictured above.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/27f8c384-9490-4714-9676-dda6ad77e31b/PropertyBros1.jpeg</image:loc>
      <image:title>News - Property Bros LLC and CDFI Friendly - “When I started Property Bros, I began with the memories of affordable housing, their dilapidated nature inside of communities that needed assistance the most. Property Bros is just one solution &amp; contribution to a worldwide problem.” – Jordan Richardson</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/south-bend-organizations-showcase-energy-saving-upgrades</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/6a9699bc-d25d-4abc-8c90-440785e7feb1/La+Casa+Roof+Solar.jpg</image:loc>
      <image:title>News - South Bend nonprofits showcase energy-saving upgrades - La Casa de Amistad’s new rooftop solar array is part of a larger, $405,000 campaign to implement multiple energy-saving projects throughout the youth and community center’s new home, a recently remodeled 41,000 square foot facility. The organization expects to see an annual energy savings of roughly $30,000 – an amount that, if financed, would cover the loan payments and position the nonprofit to recoup the investment in just seven years.</image:title>
      <image:caption>La Casa de Amistad’s new rooftop solar array is part of a larger, $405,000 campaign to implement multiple energy-saving projects throughout their new home, a recently remodeled 41,000 square foot facility. The nonprofit expects an annual energy savings of roughly $30,000 – an amount that covers the loan payments and positions the nonprofit to recoup its investment in just seven years. Photo courtesy South Bend Office of Sustainability.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/6310c693-4788-4f3e-bbb4-763e5fca2e11/beacon-front.jpg</image:loc>
      <image:title>News - South Bend nonprofits showcase energy-saving upgrades - The nonprofit Beacon Resource Center, a multi-purpose space for community organizations on South Bend’s west side, is among the first cohort of EASSI program participants. The Beacon’s building assessment revealed several energy-saving opportunities, such as weatherization, LED lighting, and occupancy sensors. Thanks to EASSI support, The Beacon is poised to install a 40-kW solar array in 2023 that will yield an annual energy savings of more than $5,000 annually — an investment the nonprofit expects to recoup within thirteen years.</image:title>
      <image:caption>The nonprofit Beacon Resource Center, a multi-purpose space for community organizations on South Bend’s west side, is among the first cohort of EASSI program participants. The Beacon’s building assessment revealed several energy-saving opportunities, such as weatherization, LED lighting, and occupancy sensors. Thanks to EASSI support, The Beacon is poised to install a 40-kW solar array in 2023 that will yield an annual energy savings of more than $5,000 annually - an investment that will be recouped in 13 years. Photo courtesy Riverside Church.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cfsb-helps-local-nonprofit-finance-its-mission</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1668102096125-BVJFEMUI3WMJNGK17XSU/WNDU+thumb.png</image:loc>
      <image:title>News - CFSB helps local nonprofit finance its mission - CFSB Executive Director Sam Centellas (second from right) and other local leaders break ground on the new development at 821 Cushing in South Bend.</image:title>
      <image:caption>Courtesy WNDU.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1668102161077-LYXIN5JDZKL7QVDBXY3V/Cushing+Rendering+copy.jpg</image:loc>
      <image:title>News - CFSB helps local nonprofit finance its mission - The NNN’s new construction at 821 Cushing Ave will feature four 2-bedroom apartments of roughly 900 square feet each.</image:title>
      <image:caption>(Digital Rendering)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1668102313962-ESUDR5VS92JD3XPOQR1L/Screen+Shot+2022-11-10+at+12.03.44+PM.png</image:loc>
      <image:title>News - CFSB helps local nonprofit finance its mission - Designed to look like one large house, the 821 Cushing project will match the character of this residential neighborhood of single-family homes. The fourplex will address a common problem – a lack of affordable housing located in walkable neighborhoods close to the city center.</image:title>
      <image:caption>Courtesy City of South Bend, 2019 Near Northwest Neighborhood Plan</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/making-connections-through-board-growth-transitions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1662150937594-L9DIPPT8QLP5OPJBO9I8/Board+Retreat+for+Web.png</image:loc>
      <image:title>News - Making connections through Board growth, transitions - Make it stand out</image:title>
      <image:caption>CDFI Friendly South Bend’s Board of Directors during a Summer 2022 retreat and training workshop.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/build-credit-with-a-no-cost-coaching-credit-loan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1660930718014-DNYI2S3YCU4HZKRYEOB3/BusinessCreditCoaching.png</image:loc>
      <image:title>News - Build credit with a no-cost Coaching Credit Loan</image:title>
      <image:caption>Early stage business owners who have completed the initial coaching activities may apply for a zero-interest, zero-cost loan to begin building credit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/seminario-a4cb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-09</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/neighborhood-economics-gathering</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/bf40c914-9264-4761-944f-c4ecbd591b87/NeighborhoodEcon2.jpeg</image:loc>
      <image:title>News - Neighborhood Economics Gathering</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/webinar-capital-coaching-and-connections-with-a4cb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-09</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/board-member-search</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1642528986995-NRYQMZTIGX1P52IXHXDM/NewBoard.PNG</image:loc>
      <image:title>News - Board Member Search - These are volunteer positions to serve a high impact innovative new non-profit organization. We seek board members who want to engage and help this important work along and bring creative ideas to the table. We want board remember ready to roll up their sleeves and help. We have made a PDF with some ideas on the time needed, experience we seek, and below is a simple form to complete to state your interest and tell us a little about yourself.</image:title>
      <image:caption>Please visit our website to learn more about our work, and if you feel you are a fit or have additional questions please email sam@cdfifriendlysouthbend.org. We would ask that potential applicants send a resume and short paragraph and why you are interested in, and feel you are a good fit for our board. Board Recruitment Info: PDF</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/on-the-road-lending-in-indiana</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/3057e3e2-23f2-48c1-bf97-93f16c473521/https___cdn.evbuc.com_images_159685199_597289954923_1_original.jpg</image:loc>
      <image:title>News - On The Road Lending in Indiana - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/welcome-sam</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1620059811692-RJK4L5Y69MVNTBXB6HWG/unnamed+%284%29.jpeg</image:loc>
      <image:title>News - CDFI Friendly South Bend Introduces Community Champion Sam Centellas as Its New Leader</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/beauty-hive-opening</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/1621628235927-MMLO5I7R9MT0P8DJGX1F/feature+image.png</image:loc>
      <image:title>News - Congratulations to Beauty Hive Beauty Supply, South Bend’s Newest Small Business! - “We’re not just moving our city forward; we’re moving our family forward. We’re letting our family know that you can do things. You can do your own thing. You can do this too!”</image:title>
      <image:caption>Willie Dearing, Owner of Beauty Hive Beauty Supply</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/cdfis-black-history</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/were-hiring-interim-executive-director</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-19</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/thank-you-sonja</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-11-02</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/sbt-eaf2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-28</lastmod>
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  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/sbt-eaf1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-28</lastmod>
  </url>
  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/wsbt-eaf</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2020-04-26</lastmod>
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  <url>
    <loc>https://www.cdfifriendlysouthbend.org/news/eaf</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2020-04-26</lastmod>
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    <loc>https://www.cdfifriendlysouthbend.org/general-inquiry</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2025-08-07</lastmod>
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    <loc>https://www.cdfifriendlysouthbend.org/need-financing-old</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2025-01-15</lastmod>
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    <loc>https://www.cdfifriendlysouthbend.org/homepage</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2025-02-25</lastmod>
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  <url>
    <loc>https://www.cdfifriendlysouthbend.org/annual-report</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-23</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e42cfd6e5d9a43ed7321147/79ef66f8-2cce-424e-bf96-543e111ace69/CFSB+Ann+Report+2022+Mockup.png</image:loc>
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